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Not long after posting on here look what dropped into my mailbox!
The email appeared to be some text (the attached picture). Hovering over the picture gave the following url:-
barclays.co.uk.brccontrol.taskstart.holmak.biz/detailsconfirm
Not one a bank would really use!
And not the one in the text of the email.........although you'll note it's fairly similar unless you're watching carefully it could be mistaken for the real url!

But here's a funny thing, earlier I said they use pictures to get the information passed spam filters (They would read the test and block it but can't read the text in a picture). Well....some filters can be set to ignore emails that simply contain a single picture file. So to get around that the email writers add some text to the bottom of the email but change it's colour to white so that you can't read it.....here's what was at the bottom of this email

"Why am I so hungry? descendent cognizant Summoning all of his courage, he reached for the doorknob and turned it.

"That I asked him if he'd like to take along a cold Pepsi from the fridge because it was such a hot day. Might he not have a chance? If you pay it before they close the town offices this afternoon, no lien. "She started for the stairs. His mouth was always dry. He tried and heard the squeal of axe against bone, the soft flump as the match in her hand lit the Bernz-O-matiC. Sometimes he thought it would be worth being back with Annie just to have the dope. audiotape"

Just some harmless text to get passed the filters. so that's something else to look for in these emails!!