There is nothing wrong with concern. I truly appreciate it.

The "up front" costs are similar to those that I had to pay when I was starting my "career"......very loose useage of that particular word, as a Real Estate agent.

A class to learn the basics of what my job will entail, and a state licensing exam to help regluate those selling the product. The certification test is to protect those selling and those buying, so the "wolves don't get into the sheep and hen houses" of sorts.