My husband was 27 when we meet and up front about being a virgin and not being in a hurry to lose it. To me that was a big turn on and I was in no hurry to be the one to help him lose it.Just be up front and honest about where you stand if she really cares about you she will understand and be there for you.Don't be in a hurry to give up something as specail as your virginity I was sixteen and to this day wish I would have waited but once you lose there is no going back.

Good luck,
Fungirl